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Buying the Best Bike Insurance is as Simple as 1,2 and 3!

1. Complete a Form

Tell us about your bike and yourself so we can look for the best rates and insurance in the market.

2. Select the Best Policy

Easily compare & save the quote that works for you. We guarantee the same price as insurance companies with no hidden or extra costs.

3. Make Payment

We offer secure & instant online payment with credit or debit cards. You can also choose to pay over the phone, also 100% secure!

Our Partners

Our Partners

Tell us about your bike and yourself so we can look for the best rates and insurance in the market.


For our Insurance platform, we have partnered up with Lifecare International Insurance Brokers LLC

Recent Awards and Ratings

Types of Bike Insurance

We provide three types of bike insurance

Third Party Liability

This is the mandatory minimum level of cover required to ride your bike on public roads, stipulated as part of the new Unified Motor Insurance Policy in the UAE. It covers the costs of damage, loss or injury to the aggrieved party arising out of the use of your vehicle. Third party liability does not provide cover for damage or loss to your own vehicle.

Fleet Bike Insurance

Also known as Multi-Bike Insurance, this is especially beneficial for business owners managing courier and delivery services. This allows the motorcycle fleet to be insured under a single policy saving time, stress and money. This cover also provides flexibility to add or remove vehicles during the policy tenure at your convenience.

Comprehensive Insurance

Comprehensive Bike Insurance provides 360-degree coverage and is the highest level of all-inclusive policy available to motorcycle owners. It underwrites the insured against injury or damage due to accidental collision, accrued legal third party liability, overturning, fire, external explosion, burglary, flood, terrorism and other malicious acts, unless specifically excluded. Comprehensive insurance even pays out in own-fault scenarios.

Why buy Bike Insurance from

Why buy Bike Insurance from takes the guesswork out of choosing the right insurance policy for your specific needs. You get access to policies from top Bike Insurance providers in the region with latest insurance trends and updated coverage options at most competitive prices. Fill out a form with your details to instantly compare features and premium rates and choose the one that offers the best value for your money.

Have questions? Our experts with exceptional knowledge of the UAE market are here to guide you every step of the way. With our commitment to customer satisfaction and loyalty, you can rest easy knowing you’re in the right place.

Which UAE Bike Insurance companies do we work with?

UAE Bike Insurance Companies


Union Insurance Company was established in 1998 with an aim to provide comprehensive range of retail and commercial insurance products to clients in the UAE and Middle East. Their Bike Insurance policies range from basic to comprehensive and can be customized to cover your existing and evolving insurance needs.

Al Sagr

Al Sagr National Insurance Company (ASNIC), Dubai, was founded in 1979 and has branches all over the UAE as well as large scale insurance interest in KSA and Jordan. In the Bike Insurance sector, Al Sagr offers third party liability coverage and comprehensive coverage against financial risk of loss, damage or legal liability.


Al Wathba National Insurance Company (AWNIC) PJSC was incorporated in Abu Dhabi in 1996 with the aim to efficiently underwrite all types of general insurance products and is backed by a panel of highly rated international reinsurers. Al Wathba Bike Insurance team offers third party as well as comprehensive motorcycle insurance plans with a host of additional extensions.



We answer some of the most commonly asked questions about Bike Insurance.

Additional Covers That You Can Opt for with Your Bike Insurance

Additional Covers

Many insurance companies allow you to choose from a range of additional features or add-ons, which eventually determine the final premium for your policy. We've gathered an extensive list of these policy add-ons.

Agency Repair Cover

This cover sanctions repairs to your damaged bike at the manufacturer’s authorized workshop in the event of an accident. This feature can, however, only be availed for two years from the date of first registration of your motorbike as new.

Fire and Theft Cover

This extension applies to loss or damage to your motorcycle due to accidental fires including lightning and explosion as well as theft or attempted theft.

Geographical Extension Cover

Bike Insurance policies issued in the UAE are typically valid within the national borders. This cover extends the territorial limits of your policy to include other geographical regions.

Cover Against Perils of Nature and Civil Disorder

This extension protects your vehicle against loss or damage due to convulsions of nature like earthquakes, volcanic eruptions, storms, floods, hurricanes, sandstorms as well as civil commotions, riots and strikes.

24-Hour Accident and Breakdown Recovery Cover

With this add-on, your policy can be extended to include 24-hour accident recovery, towing services, flat tyre replacement, vehicle jump start assistance in case of a dead battery and emergency fuel delivery.

Cover for Loss of Personal Items

This extension compensates for loss or damage of personal property stowed in the insured bike including helmet and protective gear due to an accident, theft or fire. A police report is necessary for such a claim to be entertained.

Gap Cover

Your insurance company only pays out the insured value in case of a total loss. This value may sometimes be lower than your outstanding bank loan. This optional extra settles the gap amount.

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