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Pay for your Car Insurance every month
Has the pandemic left you with a tighter budget? Get the flexibility of spreading your Car Insurance premium over 3, 6 or 12 months!
Finding cheaper car insurance is as simple as 1,2,3!
1. Complete an online form
Tell us about your car and yourself so we can look for the best rates and deals in the market.
2. Select the best policy
Easily compare & save with a quote that works for you. We guarantee the same price as insurance companies with no hidden or extra costs.
3. Make a payment
We offer secure & instant online payment with credit or debit cards. You can also choose to pay over the phone, which is also 100% secure!
Types of Car Insurance
There are two types of Car Insurance policies - Comprehensive Car Insurance and Third-Party Insurance.
Comprehensive Car Insurance
This will protect your car from damages caused by fire or theft, and will also pay out to a third party if you’re involved in an incident. It will also pay out if your car’s damaged in another way such as a bump or crash. For maximum protection, it’s advisable to pair comprehensive coverage with additional add-on insurance covers.
Third-Party Insurance
This type of policy covers the damages caused to another party by your car. This is the most basic and mandatory form of motor insurance as per the UAE law. The policy is usually cheaper compared to a comprehensive policy. Third party insurance cover will not pay for any damages to your own car.
Additional Cover Options With Your Car Insurance
Additional Covers
Many insurance companies allow you to choose from a range of additional features or add-ons, which eventually determine the final premium for your policy. We've gathered an extensive list of these policy add-ons.
Agency repair
Offers the option to extend agency repair coverage for up to five years
Personal accident cover for driver & passengers
Provides financial compensation if the driver or passenger dies or sustains a physical injury in the event of an accident, up to AED 200,000 per person insured
Emergency medical expenses
Covers medical expenses (up to specified limit) incurred by the driver/passengers within 24 hours of an accident
Off-road cover
Covers loss of or damage to the vehicle while being driven off road
Roadside assistance
Offers accident/breakdown recovery services including vehicle towing, battery jump start, tyre replacement etc.
Personal belongings cover
Covers loss of or damage to your personal belongings (up to specified limit), while in the insured vehicle
Replacement of locks
Covers the cost of replacing the locks in case your car keys are stolen
GCC cover
Extends territorial coverage to Oman, Bahrain, Saudi Arabia, Kuwait and Qatar
Oman extension
Specifically extends territorial coverage to Oman
New car replacement
Covers against total loss of a new vehicle less than six months old
Natural calamities cover
Covers loss of or damage to the vehicle due to storms, floods etc.
Dent repair
Covers the cost of paint-less dent removal
Windscreen cover
Covers the cost of repairing or replacing the windscreen if broken or damaged
Recent Awards and Ratings
Our Partners
Brokers
For our Insurance platform, we have partnered up with Lifecare International Insurance Brokers LLC and Savington International Insurance Brokers LLC
Which UAE Car Insurance Companies Do We Work With?
We work with
Adamjee Insurance
With a strong regional presence in the UAE, Adamjee Insurance offers a wide range of products including car, health and travel insurance along with financial lines, agricultural and fire and property insurance. Moreover, they provide Shariah-compliant Takaful products through AICL’s top-of-the-line Window Takaful Operations.
AMAN Insurance
A national Islamic company, AMAN Insurance offers general insurance products such as car, fire and marine insurance in the UAE. It provides third-party liability as well as comprehensive policies with features like 24 hour roadside assistance, agency repairs, coverage for riots and off road coverage.
Noor Takaful Insurance
Noor Takaful offers many Islamic insurance products & services in the UAE. Moreover, they provide an efficient claims service. Noor Takaful’s insurance plans include 24 hour roadside assistance, agency repairs, off-road coverage, cover for drivers, passengers as well as new car replacement.
Union Insurance Company
An established company with its offices all over the UAE, Union offers comprehensive and affordable motor insurance packages that can be customized to your needs. Some of their key coverage features include:
- Auto Assistance
- Superior Agency Repairs
- Personal Accident
- Free Registration Service
- Roadside Assistance
Al Sagr National Insurance Company
Al Sagr has a strong presence in the UAE, Saudi Arabia and Jordan. The company offers products like comprehensive and third-party liability policies that adhere to UAE standards.
Al Wathba National Insurance Company
Supported by highly rated international reinsurers, Wathba operates in Abu Dhabi, Dubai, Sharjah, and Al Ain. The company provides individual and corporate insurance products that include motor insurance, travel insurance and home insurance.
Salama Insurance
One of the leading Takaful companies that offer Islamic insurance in Dubai, Salama Insurance serves both individual & institutional customers via their global network across the UAE, Saudi Arabia, Egypt, Senegal, Algeria and Jordan. Salama provides comprehensive and third party liability coverage based on Sharia law.
Watania Insurance
A Takaful company, Watania offers a range of insurance products in the UAE. Watania offers comprehensive and third-party liability coverage, additional covers and features, repairs, garage, and premium garage repair package to its insurance customers.
Are you confused about which car insurance policy to get? Find out the differences between comprehensive and third-party insurance.
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Are you trying to file an insurance claim after a car accident? Check out steps you’re required to follow.
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Have you started receiving reminders to renew your car insurance policy? Here is all you need to know about car insurance renewal in the UAE – The process, requirements, and most importantly – How to get the best deal for yourself…
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If you are heading into the desert on your favourite off-road route anytime soon, you might want to check your motor insurance policy.
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How does an insurance company compute your car insurance premium? What goes into the making of that final car insurance quote? Find out here…
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Monthly payment for your Car Insurance? Yes, you can now with Souqalmal.com allow customers to pay their Car Insurance over a 12 months period.
Read More »a. Compare Car Insurance
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