Find the right Health Insurance cover for yourself and your dependents. Compare quotes from leading medical insurance companies in Dubai and the UAE.

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Types of Health Insurance

Essential Benefits Plan (EBP)

Essential Benefits Plan is the minimum level of cover that the residents of Dubai are required to obtain under the law. This cover is valid for residents earning not more than AED 4,000 per month. EBP covers a broad range of emergency treatments, surgeries, consultations, drugs, in-patient and out-patient services as well as maternity. It should be noted that since this is the most basic coverage option, there are limitations, exclusions and co-insurance stipulations in this policy.


SANAD Health Insurance plan is designed for non-working dependents of individuals carrying a Dubai resident visa. It is an easy to obtain scheme that does not require a check for qualifying factors, declaration or medical history. You only need proof of dependency documents for approval of the SANAD program which will then be activated through the Emirates ID of the individual insured.



We answer some of the most commonly asked questions about Health Insurance.

Additional Covers that You Can Opt for with Your Health Insurance

Additional Covers

Many insurance companies allow you to choose from a range of additional features or add-ons, which eventually determine the final premium for your policy. We've gathered an extensive list of these policy add-ons.

Dental Cover

This optional extra provides cover for preventive, routine as well as restorative dental treatments with up to 2 routine dental screenings during the policy tenure.

Wellness and Non-Symptomatic Screening Benefit

This optional category covers routine physical examinations and non-symptomatic medical screenings in addition to alternative wellness treatments including Ayurveda, Homeopathy, Acupuncture and Chinese medicine.

Repatriation Cover

This add-on offers cover for repatriation of mortal remains back home as well as travel expense benefit for the escorting person.

Return Home Cash Benefit

This cover reimburses the cost of traveling back to your home country to receive treatment at a facility covered by the insurance provider and under the limits of the plan.

Optical Cover

With this add-on, your policy can be extended to include one routine optical examination during the tenure by a registered ophthalmologist or optometrist as well as compensation for spectacle lenses and frames, contact lenses and prescription sunglasses.

Medical Evacuation Benefit

This elective cover provides for medically necessary evacuation and medically equipped transport to the nearest adequate medical facility in case of an emergency when treatment is not available locally.

Compassionate Visit Cover

The compassionate visit add-on covers the cost of an immediate family member to visit you in case of an accident or sudden illness and is subject to prior approval.

Worldwide Cover

A typical medical insurance policy is valid locally and may sometimes extend to country of residence. The optional worldwide cover allows for the insured to undergo medical treatment anywhere in the world.

Which Dubai Insurance Companies Do We Work with?

Which UAE Health Insurance Companies Do We Work with?

Takaful Emarat

Headquartered in Dubai, Takaful Emarat takes pride in calling itself a co-operative insurance system with services adhered to both the UAE law and Shariah Supervisory Board. Their Health Insurance policies are comprehensive and designed to meet the requirements of the whole family for complete financial security.

Union Insurance

Union Insurance Company was established in 1998 with an aim to provide comprehensive range of retail and commercial insurance products to clients in the UAE and Middle East. Their Health Insurance division offers an array of flexible plans to secure your health. Their claims units are staffed by highly qualified medical personnel and their dedicated channels of communication are open 24/7 for insured members to connect quickly and easily.

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How To Choose A Private Health Insurance Policy

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The Effects of VAT on Health Insurance
The Effects of VAT on Health Insurance

The effect of VAT on Healthcare and Health Insurance is one of the frequently asked questions that is asked by the residents of the UAE.

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