
Book your flights, train tickets, hotel reservations, and getaway activities & adventures all over the world!

Book Single, Weekly or BiWeekly cleaning sessions wherever you are in Dubai and Abudhabi!

Book unique and private yacht charters, in addition to luxury limo services, catering and much more!

Get your delicious Desserts & Sweets delivered in less than 90mins or pick them up from any of the many locations in Dubai!

Book your wall painting sessions for your Home and Apartment Interior Painting, Villa Interior and Exterior and more!

Book your dinner or drinks experience at a height of 40 meters and enjoy an amazing view through it all!

Order from a wide selection of premium cakes, balloons, gourmet gift baskets, unique personalized items and much more!
Buying the Best Home Insurance is as Simple as 1-2-3!
Complete a Form
Provide us with your home details so we can look for the best rates and insurance plans in the market, for you.
Select the Best Policy
Compare quotes & choose the one that works for you. We guarantee the same price as insurance companies with no hidden or extra costs.
Make Payment
We offer secure & instant online payment with credit or debit cards.
Types of Home Insurance Coverage
Types of Home Insurance Coverage
Building Insurance
Building insurance pays for repair or rebuilding of the physical premises and structure of your property including the floors, painted walls, fixtures, fittings, garage, backyard, gates and fences in case of damage due to fire, vandalism, malicious acts or natural disasters.
This type of insurance also features third party liability coverage for protection against legal and medical claims due to an accident on your property, as well as loss of use or rental income coverage and costs of alternative accommodation.
Home Contents Insurance
The contents of your home like furniture, home appliances, electronics and art are at risk of damage following a catastrophic event. Home Contents Insurance cover safeguards these items against accidental damage, burglary and fire among other perils, even when you are away from home.
You can conveniently and securely purchase Home Contents Insurance online at Souqalmal. Our affordable policies are worthwhile, exhaustive and suited to every lifestyle.
Personal Belongings Insurance
Personal Belongings Insurance covers items that are usually excluded from Home Contents Insurance. This cover guards your personal belongings like electronic gadgets, jewelry, cash and credit cards, items of clothing, accessories etc. that are regularly carried outside the house against loss, theft or damage.
Which UAE Home Insurance Companies Do We Work with?
Which UAE Home Insurance Companies Do We Work with?
Watania
National Takaful Company (Watania) PJSC was founded in 2011 with an objective to meet the demand of the UAE market for Shari’ah compliant insurance products. It is headquartered in Abu Dhabi and listed on the Abu Dhabi Securities Exchange. In the Home Insurance sector Watania provides the flexibility of choosing from comprehensive Homeowners Insurance policy and Home Contents Insurance policy with various plans within. You can also choose from a host of additional covers and benefits.
Union Insurance
This type of insurance also features third party liability coverage for protection against legal and medical claims due to an accident on your property, as well as loss of use or rental income coverage and costs of alternative accommodation.
Faq
Faq
We answer some of the most commonly asked questions about Home Insurance.
Under Home Contents Insurance policy, only the contents within the physical boundary of your home are covered for loss or damage. Items outside of your home as well as portable items like cameras, laptops, mobile phones and sporting gear that you regularly carry outside your home are excluded. You can opt for the additional personal belongings cover for such items.
An ‘excess’ or ‘deductible’ is the amount the policy holder has to settle before the insurer compensates the remainder of the claim. The higher your excess amount or deductible, the lower will be your insurance premium. This is enforced so the insured will practice due diligence with respect to the upkeep of his property and take reasonable actions to prevent loss or damage from occurring. Claims are settled only when the excess amount or deductible has been paid by the insured.
Your Home Insurance will cover you while you are away from home only for a specified duration, as mentioned in your policy. Leaving the property vacant or unoccupied usually for 30-60 consecutive days not only disregards any claim, it could potentially void your insurance coverage. This is because unoccupied properties are at a greater risk of perils such as weather, theft, fire or vandalism.
The extent of Home Insurance cover you need depends on your geographic location, home size, additional structures like swimming pools and whether you are the end user. All these factors affect the type of risks your home is exposed to. While there is no rule of thumb when it comes to the coverage you must opt for, you are best judge of the living conditions in and around your location and can best decide the extent of coverage you need considering the risk factors involved.
The first and most immediate step in the claims process is to notify your insurance provider of the event in writing. The next step is to inform the police and your landlord and collect the report, evidence and all other documentation that your insurance company asks you to provide. These must be submitted along with the claims form to the insurance provider before the deadline mentioned in your policy wordings, usually within 30 days of the occurrence of loss or damage. Without proper documents and filing process, you may run the risk of getting your claim denied.
Additional Covers that You Can Opt for with Your Home Insurance
Additional Covers
Many insurance companies allow you to choose from a range of additional features or add-ons, which eventually determine the final premium for your policy. We've gathered an extensive list of these policy add-ons.
Personal Belongings Cover
The additional personal belongings cover safeguards portable items like cameras, laptops, mobile phones and sporting gear that you regularly carry outside your home.
Accidental Damage Cover
The accidental damage cover protects you against unintentional damages of all proportions around the house which may be even be your fault. These include anything from a shattered window while playing football to a cigarette burn on your carpet.
Home Emergency Assistance Cover
This optional cover pays for emergency assistance with damaged water pipes, air conditioning and other such crises around the house. The compensation includes the call
Family Legal Expenses Cover
This additional cover protects your legal rights as a homeowner as well as those of any other family members living with you. It compensates for legal help and assistance related to issues such as disputes with contractors working at home or problems with neighbors.

Have you decided to turn ‘Homeowner’ in the UAE? It can be pretty daunting to figure out where and how to get started on your search for the perfect house. That’s why we’ve created this first-time homebuyer’s guide to help you get started.
Read More »
Disasters often strike without warning. If you’re a tenant in the UAE, a home contents insurance plan should be on top of your list of must-haves. Here’s why…
Read More »
Looking for ways to boost the value of your home? Here are some practical tips and tricks to make your property truly stand out and make prospective buyers go ‘Wow’!
Read More »
Moving to a new apartment can be exciting and overwhelming all at the same time. Here’s a handy guide to help you prepare for and manage the relocation and living expenses up ahead.
Read More »
Home maintenance can derail your finances, especially if you don’t budget for unforeseen expenses. It’s a good idea to set aside some money in case you have to deal with any repairs or damages in the future. Follow these 7 tips for on-budget home maintenance.
Read More »
Wondering if you need Home Contents insurance? Think about how you would cope if you lost your valuables due to a robbery or a fire.
Read More »Compare & Buy Home Insurance
Share your home details with us, compare & choose from multiple quotes within minutes.
Get QuotesRetrieve Home Insurance Quote
Find a quote that you had saved earlier by entering the quote reference number.
Retrieve Quote