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Buying the Best Yacht Insurance is as Simple as 1-2-3!

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quotes for your Yacht. We guarantee the same price
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For our Insurance platform, we have partnered up with Lifecare International Insurance Brokers LLC

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Types of Yacht Insurance

Agreed Value Insurance

This involves the owner and the insurer agreeing on a specific value for the yacht. In the event of a claim made as a result of the vessel being declared a total loss, the agreed value is reimbursed.

Loss or Damage to Hull and Machinery

This type of insurance protects the body and machinery of your boat against total loss or physical damage due to perils of the navigable waters and other human risk factors associated with operating the vessel.

All Risk Comprehensive Insurance

Comprehensive Yacht Insurance provides cover for loss arising from all perils and incidents except those that are specifically excluded in the policy. This type of insurance offers the widest coverage range.

Market Value Insurance

This insurance pays out the actual cash value of your yacht in case of a complete loss. The compensation is usually less than the agreed value because the insurer takes into account depreciation as well as the general condition of your yacht at the time of the incident.

Third Party Insurance

This policy indemnifies the insured against bodily injury or physical damage caused to a third party by compensating for any legal liability as well as paying out for damages.

Why Buy Yacht Insurance from

Why Buy Yacht Insurance from brings you quotes from multiple insurers and the best rates on Yacht Insurance policies in the UAE. We help you better understand your options and make the best choice. Take advantage of our free online quote comparison widget to choose the cover you need, at the most competitive price.

Simply fill out a single form to instantly compare premium rates and coverage extent from over 5 top Yacht Insurance providers in the UAE. We also help customize a policy that caters to your specific needs. Buying Yacht Insurance with us is a great way to make sure you’re getting the best deals, discounts and value for your money.

Which UAE Yacht Insurance Companies Do We Work With?

UAE Yacht Insurance Companies We Work With

Union Insurance

Union Insurance is one of the leading insurance company in United Arab Emirates. Find suitable medical insurance, health insurance, motor insurance, life insurance deals for you.

Al Sagr

Al Sagr National Insurance Company (ASNIC), Dubai, was incorporated in 1979 and has branches all over the UAE as well as large scale insurance interest in KSA and Jordan. Al Sagr offers a wide marine hull and machinery insurance cover for ocean going vessels as well as vessels operating in the coastal waters.


SALAMA - Islamic Arab Insurance Company was established in Dubai in 1979 as a provider of Shari'ah compliant Takaful solutions around the globe. SALAMA serves both individual and institutional customers through its extensive global network. Their Yacht Insurance division offers limited as well as comprehensive hull and machinery, collision and legal liabilities cover against loss or physical damage.


National Takaful Company (Watania) PJSC was founded in 2011 with an objective to meet the demand of the UAE market for Shari’ah compliant insurance products. It is headquartered in Abu Dhabi and listed on the Abu Dhabi Securities Exchange. In the Yacht Insurance sector Watania provides comprehensive marine hull cover for all types of vessels.


Al Wathba National Insurance Company (AWNIC) PJSC was incorporated in Abu Dhabi in 1996 with the aim to efficiently underwrite all types of general insurance products and is supported by a panel of highly rated international reinsurers. Their Yacht Insurance policies are designed to cover your vessel if damaged, destroyed or stolen and to protect you against any third party liability claims. They also offer a wide range of extensions at an additional premium.



We answer some of the most commonly asked questions about Yacht Insurance.

Additional Covers That You Can Opt for with Your Yacht Insurance

Additional Covers

Extended Geographical Area Cover

Yacht Insurance policies restrict the geographical territory within which your policy is valid. This optional extra broadens the navigational limits of your yacht.

Personal Accident Cover

The personal accident cover protects the insured persons against accidental bodily injury, death or disablement while onboard.

Towing for Watersports Cover

Pull tubes, wakeboarders and water skiers require additional insurance cover. This option provides cover for your legal liability to compensate death or physical injury to a person being towed by your boat.

Commercial Use Cover

This is a specialized cover for businesses that manage commercial and charter yachts, or rent out boats.

Emergency Services Cover

This includes search and rescue as well as towing and assistance in case of an emergency.

Personal Effects Cover

This extension covers all items of personal effect carried on-board, lost or damaged due to perils of the sea, fire, theft, collision or malicious acts. This extension covers all items of personal effect carried on-board, lost or damaged due to perils of the sea, fire, theft, collision or malicious acts.

Protection and Indemnity Cover

This is a collision and liability cover that protects the yacht owner against legal liability which may arise due to collision and damage to third party when the payout from third party liability cover is insufficient.

Land Transit Cover

This insurance category covers the vessel whilst in transit between the marina and the owner’s residence and vice versa, through land. This insurance category covers the vessel whilst in transit between the marina and the owner’s residence and vice versa, through land.

Uninsured Boater Cover

This compensates for injuries to a person on-board the insured boat caused by an another boat that has no liability insurance.

Bonus: Did You Know Yacht Insurance Covered This?
Bonus: Did You Know Yacht Insurance Covered This?

Can’t wait to rig up your yacht and head out on the pristine turquoise waters of the Gulf? But before you set sail, make sure your yacht is adequately insured.

Read more »
Smooth Sailing: 5 Benefits of Yacht Insurance
Smooth Sailing: 5 Benefits of Yacht Insurance

If you’re planning to set sail into the endless sea, keeping your yacht and its occupants safe would be your top concern. And so, getting the right yacht insurance cover is one aspect of yachting you just can’t ignore.

Read more »
Yacht Maintenance Tips for Sailing Enthusiasts
Yacht Maintenance Tips for Sailing Enthusiasts

A shout out to all the sailing enthusiasts out there! Before you brace yourself for the sailing season, it is essential that you carry out the maintenance work needed on your boat.

Read more »

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