I was at one of the coffee shop last week and as I paid for my coffee in cash, the waiter glanced at my wallet and said “If you pay with the credit card you have in your wallet, you will get 25% off your bill.  It is our current offer.” Pleasantly surprised, I handed in my card and saved money ! The point: Every time you walk into a restaurant or a shop, ask them if they have any current deals or offers on any cards at the moment.  You will be surprised