Credit Cards

Expert Insights

Your bank charges your expired credit card PART 2

From the part 1 of this 2 part series, I spoke about how an... Read More

The lowdown on air miles-linked credit cards

If you like to travel, signing up for a credit card that rewards your... Read More
Rules & regulations
  • Banks at its discretion can set a card limit and may notify the card holder. The bank has the right to reduce or change the card credit limit at anytime without informing the card holder.
  • The Bank shall debit the Cardholder account with the amounts of the card transaction, charges, finance charges, cash advance fees, late fees and any other amount arising.
  • The Cardholders needs to acknowledge that if he/she fails to pay the minimum payment which is due in full, the bank can charge late payment fees to the card account.
  • The cardholder is not allowed to transfer funds from one card account to another in settlement of the dues on other card account.
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