This article is an advertorial written specifically to promote ADCB credit cards. The content of this article does not reflect the views of Souqalmal.com.

There are 200 plus credit cards available in the UAE, and a whopping fifty percent come with an air miles program. Other credit cards offer benefits such as cashback, dining rewards, golf privileges, valet parking and cinema discounts. Some cards also offer a combination of two or three categories of benefits.

The number of options available in the market are enough to make anyone’s head spin. So, how do you choose the best card for you?

What if the card you’re thinking of opting for, has a mix of rewards – but the combination is just not working? You may want the air miles program and the dining discounts, but what’s the point of the golf privileges when you’ve never held a golf club in your entire life.

Every person has a different set of needs and interests. If a pre-selected list of choices is just not going to be good enough for you – perhaps it’s time to go custom-made.

When your meals, clothes, shoes and jewelry can be customized – why not your credit card?

You naturally want a card that gives you the highest rewards in the categories where you spend the most. One such program launched by ADCB offers customers the option to personalize their rewards program. With the MyChoice program, you can earn rewards in the categories you buy the most so you can spend them on the things you want.

Take me to the application form for ADCB credit cards

How does the program work?

You simply enroll for the categories you spend most in and start earning reward points for your spends. Categories are divided into supermarket, fuel, telecom, utilities and duty free.

How many categories can you choose?

You can choose one, or you can choose all. Remember though, you earn a different number of bonus rewards per AED spent in every different category.

Are there any requirements to be met?

You are required to make total purchases worth AED 2,500 every month for each of the enrolled categories.These include total purchases within the chosen category as well as elsewhere. Hence, if you enroll for the Supermarket and Telecom reward categories, you will be required to make total overall purchases on the card worth AED 5,000 or more to be eligible for the bonus rewards. The bonus rewards will be applied to the purchases within the selected reward category.

What are the credit card options?

Card Name Minimum Salary (AED) Interest Rate Features
ADCB TouchPoints Titanium Credit Card with MyChoice 8,000 3.09%
  • You can earn MyChoice bonus rewards of up to 10,000 TouchPoints per category per month.
  • Earn AED 1 TouchPoint for every AED 1 you spend.
  • Points can be exchanged for shopping vouchers, utility bill payments, dining vouchers, airline tickets and upgrades.
  • Get 50% cashback on movies across all theatres in the UAE (up to AED 50 per month).
ADCB TouchPoints Platinum Credit Card with MyChoice 15,000 3.09%
  • You can earn MyChoice bonus rewards of up to 10,000 TouchPoints per category per month.
  • Earn AED 1 TouchPoint for every AED 1 you spend.
  • Points can be exchanged for shopping vouchers, utility bill payments, dining vouchers, airline tickets and upgrades.
  • Get 50% cashback on movies across all theatres in the UAE  (up to AED 100 per month).