Loyalty programs are a means of rewarding customers for their frequent purchases. With the aim of attracting loyal customers, major stores are a part of bigger loyalty program networks such as Shukran or Club Apparel. These offer rewards on your purchases at all brands which fall under the network.

Signing up for the loyalty program of the stores you visit the most is a good way of earning rewards and adding to your savings. You might find your favourite brands to be a part of atleast one of the networks.

But before you add that additional card to your wallet, you can have a look at some of the credit cards which have a tie up with these loyalty programs. This means one less card for your wallet and the purpose of two being served by one.  These cards allow you to accumulate points for all your credit card purchases.  These can be redeemed at your favourite brands which are a part of the network.

Some of the credit cards associated with loyalty programs are:

Club Apparel

Apparel Group’s cardless loyalty program comprises of 50 brands and 500 stores across the UAE. You can shop at any participating Club Apparel outlet and collect points on your purchases. Some of the brands which are a part of the Club Apparel Program are Aldo, Inglot, Tim Hortons, Calvin Klein among others. Credit cards associated with Club Apparel include:

The Dunia Finance – Club Apparel Platinum card:

This card gives you 12% rewards on every purchase at Club Apparel stores. You will also earn 2% rewards on all other spend at other outlets across the UAE. These points can be redeemed at any Club Apparel store.

  • This means that if you spend AED 500 on shopping at Club Apparel stores or AED 3000 at non-Club Apparel stores, you will earn 60 points. Since 1 point is equal to 1 dirham, these points could buy you a top from Aeropostale, shoes from NewYorker or dresses for kids from The Children’s Place.

The Dunia Finance – Club Apparel Titanium card:

This card gives you 10% rewards on every purchase at Club Apparel stores.You will also earn 2% rewards on all other spend at other outlets across the UAE. These can be redeemed at any Club Apparel store.

  • This means that if you spend AED 500 on shopping at club apparel stores or AED 2500 at non club apparel stores, you will earn 50 points. Since 1 point is equal to 1 dirham, these points could buy you accessories from ALDO, lipstick from Inglot or coffee for two at Tim Hortons.

Shukran

The Shukran loyalty program of the Landmark Group, rewards its members when they shop at partner outlets. Some of the brands which are  a part of Shukran include, Max, New Look, Babyshop, Koton among others.Credit cards associated with Skukran include:

Standard Chartered Shukran Titanium card:

You can earn up to 7.5% value back in the form of Shukran points, when you shop at Shukran participating outlets. For all non-participating outlets, earn up to 1% value back in the form of Shukran points.

  • This means that if you spend AED 10,000 on your purchases at Shukran stores, you will earn 750 points. Since 20 shukran points are equal to 1 dirham, points worth AED 37 could buy you accessories from Iconic, home essentials from Homebox or juices from Jamba Juice.

Standard Chartered Shukran Word card:

You can earn up to 10% value back in the form of Shukran points, when you shop at Shukran participating outlets. For all non-participating outlets, earn up to 1% value back in the form of Shukran points.

  • This means that if you spend AED 10,000 on your purchases at Shukran stores, you will earn 1000 points. Since 20 shukran points are equal to 1 dirham, points worth AED 50 could buy you a top from Max, toys from Babyshop or a meal for one at Carluccios.