Financial security is the opportunity to live on your terms without stressing over how you’ll pay your next bill and heavily relying on your paycheck to fulfil your financial needs. Living from paycheck to paycheck is a very real struggle for a lot of people.

Much the same as any objective, getting your financial accounts steady requires altering the way you think about money and inculcating some good financial habits over a period of time. While this may seem like an unrealistic dream for some, it is entirely up to you to make it come true.

Here are five simple tips to help bring you closer to a financially stable life.

Make saving an automated process

This has to be your first step, particularly in the event that you don’t have a strong emergency fund yet. On every payday, ensure that you have a set sum of money sent to a separate savings account. You can set up an automated transfer on this date every month. Make sure you do nothing to disrupt this process.

Avoid accruing debt

Make a list of the debts you’ve currently accrued and get started on a systematic plan to repay them. You can settle the highest-interest debt on your list or the one with the lowest balance first. Keep going till you are free of all your debts. If you end up acquiring new debt, make sure to settle it as soon as possible so that it doesn’t accumulate over time and turn into an extraordinary heap that’s harder to pay off.

[Related: 5 Ways a ‘Minimalist’ Lifestyle Can Save You Money]

Pursue part time work opportunities

The advent of the web has opened up an incredible wealth of avenues for people looking for work across all fields. Whatever your industry of expertise is, finding a freelancing gig or a part time operation is easier today than it ever was. Maintain a portfolio of part time or freelancing activities that can help perk up your monthly paychecks.

Give your credit cards a break

The struggle with tossing a few purchases onto your credit card and worrying about the payment later is real for most of us. On the off chance that you experience difficulties with overspending, think about utilizing cash instead. It’s obvious that physical cash is a poor arrangement in this day and age. However, with physical cash, you can’t spend more than you have. So in the event that you just need to burn through 50 Dirhams on shopping this week, you need to physically produce the 50 Dirhams to make the transactions.

Make money by doing something you enjoy

The essential route for the vast majority to acquire cash is through a regular full time job that earns you a solid monthly paycheck. However, doing work that you actually like will make things a lot simpler. For a few people this could mean shifting professions. It could mean changing organizations. While this may not be easy, having a job you enjoy is more likely to improve your psychological well-being and physical working state, thereby helping you to gain easier rewards and appreciations at work and raise your monthly pay check.

[Related: Money Issues: When is it Best to Say ‘NO’?]

It’s not easy to reduce the dependency on your monthly paycheck to pay your bills, but with sensible decisions, it is possible to pave the way towards financial stability.