An event which is not unexpected without any deliberate intent.

A person or an entity who is entitled to receive the benefits of the policy in case of a calamity.

A physical injury caused by a sudden and unexpected event, which can be identified.


Amount paid by the insured before the insurance starts paying for the losses.

Property, people or events that are not covered under the insurance policy.

This coverage provides cover for any liabilities arising due to the negligence of the insured that he is  legally entitled to pay for.

This occurs when the policyholder does not pay for the insurance premium which was agreed upon This often results in termination.


A document or contract between the insured and insurer stating out the terms and conditions of the insurance.

The cause of the loss or injury.

This covers the transport of your remains back to your home country if you die while travelling abroad.

This cover protects you if you undertake activities that are risky, like snowboarding or skydiving. Compare Travel Insurance in UAE