With a host of insurance providers and an even larger choice of car insurance policies to pick from, you may be tempted to switch your car insurance company to maximize your benefits. In fact, changing insurance providers isn’t uncommon at all, as companies are always looking to one-up each other by offering additional benefits and competitive premiums to attract new customers.

So, is changing your car insurance provider financially beneficial or is it wiser to stick with your current provider? Souqalmal shows you the benefits of making the switch here…

Wider coverage

This is one of the primary reasons why customers choose to switch their auto insurance providers. Your current insurance cover may not suit your expectations while another company might offer you much better coverage at a good price.

Lower premiums

You can consider switching over to a new insurer if it offers the exact same coverage at a lower price than your existing insurance provider. For instance, if you are paying a premium of AED 1,800 and the new company offers the same coverage at AED 1,500, it may be wiser to choose the latter.

[Related: How NOT to get stuck with the wrong car insurance…]

Valuable add-ons

Market competition is pushing insurers to offer better add-on features to attract customers. Your new insurance provider may bundle your policy with additional benefits such as windscreen breakdown cover, GCC cover, roadside assistance, courtesy car service, etc. Additionally, you may be able to snap a good add-on deal at a better price than what your current insurer is offering.

Improved customer service

Besides the actual policy and its features, there are a lot of behind-the-scenes factors that may sway insurance buyers. How efficient are the insurance company’s call center representatives? How’s the after-sales support? If the customer service provided by your existing insurance company has left you feeling disappointed, consider making a switch for good.

An overall better deal

Different insurers quote different premiums which are based on several factors. For instance, a company may include additional features within the standard coverage, or they may offer extra perks and discounts on other services with your car insurance purchase. Changing your insurance provider gives you an opportunity to bring down your expenses based on such factors.

[Related: 10 Easy Ways to Cut Back On Your Car Insurance Premium]

Make sure you compare multiple car insurance quotes before you make your purchase.


Go Direct, Go Safe With Souqalmal

Souqalmal now offers you a safe and efficient way of finding an insurance policy for yourself. We connect you directly with multiple insurance providers. We also equip you with everything you need to know and what you need to ask before buying your insurance policy. From making you aware of the most common insurance scams out there, to offering you tips on how to compare your options and get the best price, our team is always in your corner.